You can obtain a quote by providing the information in Section I - Instant Quote below, subject to the remainder provided prior to binding.
MHPA 1/12
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Mobile Home Parks Product Application All States
I. INSTANT QUOTE INFORMATION
Instant Quote is only available for accounts with no losses in the past three years. If there is loss history, please complete the entire application.
Applicant’s name: __________________________________________________________________________________________________________
Location address: __________________________________________________________________________________ q Same as mailing address.
City: ___________________________________________________________ State: _________________________ Zip code:_______________
Description of operations:
Number of employees: ______________________
How many years has the applicant been at the current location? __________
Liability Section
Limit: q $100,000/$200,000 q $300,000/$600,000 q $500,000/$1,000,000 q $1,000,000/$2,000,000
What are the total annual gross sales? $ ___________
Total number of pads/sites within the community __________
Number of pads/sites occupied ___________
Does the community property owner or manager live on premises? q Yes q No
Are there any subsidized residents at any location? (Not applicable in CA, CT, DC, ME, MA, NJ, OR, UT, VT, WI) q Yes q No
If “Yes,” does the percentage of subsidized residents at any location exceed 20%? q Yes q No
Are there student residents at any location? (not applicable in D.C.) q Yes q No
If “Yes” does the percentage of students at any location exceed 20%? q Yes q No
Are criminal background checks performed on all potential residents? q Yes q No
Does the applicant’s lease agreement prohi bit dogs? q Yes q No
Has there been any claims related to animals? q Yes q No
Are any trampolines on the mobile home park premises without safety netting? q Yes q No
Any security personnel on premises? q Yes q No
Total number of mobile homes owned by the park and rented to others ___________
Number of swimming pools _____________ Number of playgrounds ____________
Property Section (This coverage is only available for park buildings owned by the applicant. Property coverage is not available for mobile homes owned
and rented to others.)
Construction: q Frame q Joisted masonry q Non-combustible q Masonry non-combustible
q Modified fire-resistive q Fire-resistive q Other ___________________
Protection class: ___________
Requested cause of loss: q Basic q Special
Requested valuation: q Replacement Cost q Actual Cash Value
Deductible: q $1,000 q $2,500 q $5,000
Coinsurance: q 80% q 90% q 100%
Building limit $ __________________________ Building use ____________________
What year was the building constructed? _________
What is the square footage of the entire structure? _______________
Business personal property limit $ _________________________
Business income and extra expense limit $ _________________
Is the building fully protected by an operational sprinkler system covering 100% of the premises? q Yes q No
Additional Interests (AI = Additional Insured, LP = Loss Payee, M = Mortgagee)
Name Relationship/Interest Address City, State, Zip AI LP M
q q q
q q q
II. LOSS INFORMATION FOR THE PAST 3 YEARS
Liability Coverages q None, or provide detail below.
Year Status Incurred Description
_______ Open/Closed $ ______________ _____________________________________________________________________________
_______ Open/Closed $ ______________ _____________________________________________________________________________
_______ Open/Closed $ ______________ _____________________________________________________________________________
Property Coverages q None, or provide detail below.
Year Status Incurred Description
_______ Open/Closed $ ______________ _____________________________________________________________________________
_______ Open/Closed $ ______________ _____________________________________________________________________________
_______ Open/Closed $ ______________ _____________________________________________________________________________
USLI.COM
888-523-5545
III. ADDITIONAL PROPERTY INFORMATION
Please complete the following:
Age of roof __________yrs. Plumbing updated (yr) _________ Electrical updated (yr) __________ Heating updated (yr) _________
Roof type: q Flat q Wood shake q Shingle q Metal q Tile q Slate q Other ____________________
Plumbing type: q PVC q Copper q Lead q Galvanized q Other _____________________
What type of burglar alarm is on the premises? q Central station q Local q None
Number of years in business at the current location ________________________
IV. ELIGIBILITY CRITERIA
1. No past, pending or planned foreclosure and/or bankruptcy or judgment for unpaid taxes against the named
insured or any officer, partner, member or owner of the applicant individually within the past five years q True q False
2. Coverage has not been cancelled or non-renewed in the last three years (not applicable in Missouri) q True q False
If “False,” advise reason _____________________________________________________________________________
General Liability
1. No distribution, sale or filling of Liquefied Petroleum Gas (a.k.a. LPG, Propane) q True q False
(Tank exchanges that are not filled on premises are acceptable)
2. No assisted living or group home facilities q True q False
3. Applicant does not provide waste management, water treatment, electricity generation or other utilities
(other than water wells, septic tanks or sub metering of electricity) q True q False
4. No buying or selling of homes or operations as a dealer q True q False
5. Not an RV park or campground q True q False
6. All homes are required to be skirted q True q False
7. All lease agreements are for a minimum of six months q True q False
8. No exposure to lakes, golf courses, country clubs, day care, airports/air strips or resort activities q True q False
9. No direct exposure to the hook-up or tie-down of any mobile homes (except if subcontracted) q True q False
10. All subcontractors hired to hook up or tie-down mobile homes are required to carry a minimum of
$1,000,000 occurrence, name the applicant as additional insured, and provide a certificate of insurance
confirming all of the above q True q False
11. All swimming pools are fenced with self-latching gate, with depths clearly marked, pool rule clearly posted,
life safety equipment stored within pool area without any diving board or slide exposure q N/A q True q False
12. For any building built prior to 1978, 100% of the electric wiring is on functioning and
operating circuit breakers with a minimum of 100 AMP service q N/A q True q False
13. For any building built prior to 1978, there is no aluminum or knob and tube wiring q N/A q True q False
14. Functioning and operational smoke and/or heat detectors in all units and/or occupancies q True q False
(Mobile Homes Rented to Others) - if applicable
1. Applicant re-keys all locks prior to leasing to new tenants q True q False
2. All habitational units have functioning and operational carbon monoxide detection alarms if required
by the law or code of the municipality in which the building is located q True q False
Property
1 Functioning and operational fire extinguishers readily available q True q False
2. Functioning and operational smoke and/or heat detectors in all units an/or occupancies q True q False
3. Business does not operate on a seasonal basis q True q False
V. ADDITIONAL APPLICANT INFORMATION
Form of business: q Individual q Corporation q Partnership q LLC q Other ____________________________
What year did the business start? ________________________________
Applicant’s mailing address: ____________________________________________________ (if different than the location address above)
City: ______________________________________________________ State: ______________________ Zip: ________________________
E-mail address of primary contact: _____________________________________________ Phone: ____________________________________
Inspection contact name: _______________________________________ Telephone/E-mail address: ___________________________________
Audit contact name: ____________________________________________ Telephone/E-mail address: ___________________________________
Virginia Notice: Statements in the application shall be deemed the insured’s representations. A statement made in the application or in any
affidavit made before or after a loss under the policy will not be deemed material or invalidate coverage unless it is clearly proven that such
statement was material to the risk when assumed and was untrue.
Minnesota Notice: The clause “and/or authorization or agreement to bind the insurance” is replaced with “Authorization or agreement to bind
the insurance may be withdrawn or modified based on changes to the information contained in this application prior to the effective date of
the insurance applied for that may render inaccurate, untrue or incomplete any statement made with a minimum of 10 days notice given to the
insured prior to the effective date of cancellation when the contract has been in effect for less than 90 days or is being canceled for
nonpayment of premium.”
Colorado Fraud Statement: It is unlawful to knowingly provide false, incomplete, or misleading facts or information to an insurance company
for the purpose of defrauding or attempting to defraud the company. Penalties may include imprisonment, fines, denial of insurance, and civil
damages. Any insurance company or agent of an insurance company who knowingly provides false, incomplete, or misleading facts or
information to a policyholder or claimant for the purpose of defrauding or attempting to defraud the policyholder or claimant with regard to a
settlement or award payable from insurance proceeds shall be reported to the Colorado division of insurance within the department of
regulatory agencies.
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District of Columbia Fraud Statement: WARNING: It is a crime to provide false or misleading information to an insurer for the purpose of
defrauding the insurer or any other person. Penalties include imprisonment and/or fines. In addition, an insurer may deny insurance benefits if
false information materially related to a claim was provided by the applicant.
Florida Fraud Statement: You are agreeing to place coverage in the surplus lines market. Superior coverage may be available in the
admitted market and at a lesser cost. Persons insured by surplus lines carriers are not protected under the Florida Insurance Guaranty Act with
respect to any right of recovery for the obligation of an insolvent unlicensed insurer.
Kentucky Fraud Statement: Any person who knowingly and with intent to defraud any insurance company or other person files an application
for insurance containing any materially false information or conceals, for the purpose of misleading, information concerning any fact material
thereto commits a fraudulent insurance act, which is a crime.
Maine and Washington Fraud Statement: It is a crime to knowingly provide false, incomplete or misleading information to an insurance
company for the purpose of defrauding the company. Penalties may include imprisonment, fines or a denial of insurance benefits.
New Jersey Fraud Statement: Any person who includes any false or misleading information on an application for an insurance policy is
subject to criminal and civil penalties.
New York Fraud Statement: Any person who knowingly and with intent to defraud any insurance company or other person files an application
for insurance or statement of claim containing any materially false information, or conceals for the purpose of misleading, information
concerning any fact material thereto, commits a fraudulent insurance act, which is a crime and shall also be subject to a civil penalty not to
exceed five thousand dollars and the stated value of the claim for each such violation.
Ohio Fraud Statement: Any person who, with intent to defraud or knowing that he is facilitating a fraud against an insurer, submits an
application or files a claim containing a false or deceptive statement is guilty of insurance fraud.
Oklahoma Fraud Statement: WARNING: Any person who knowingly, and with intent to injure, defraud or deceive any insurer, makes any
claim for the proceeds of an insurance policy containing any false, incomplete or misleading information is guilty of a felony.
Pennsylvania Fraud Statement: Any person who knowingly and with intent to defraud any insurance company or other person files an
application for insurance or statement of claim containing any materially false information or conceals for the purpose of misleading, information
concerning any fact material thereto commits a fraudulent insurance act, which is a crime and subjects such person to criminal and civil
penalties.
Tennessee and Virginia Fraud Statement: It is a crime to knowingly provide false, incomplete or misleading information to an insurance
company for the purpose of defrauding the company. Penalties include imprisonment, fines and denial of insurance benefits.
Fraud Statement (All Other States): Any person who knowingly presents a false or fraudulent claim for
payment of a loss or benefit or knowingly presents false information in an application for insurance may be
guilty of a crime and may be subject to fines and confinement in prison.
Applicant’s signature: ____________________________________________ Title: _________________________ Date: _________________________
If your state requires that we have information regarding your authorized retail agent or broker, please provide below.
Retail agency name: _______________________________________________________________________ License #: ___________________________
Main agency phone number: ____________________________________________________________________________________________________
Agency mailing address: _________________________________________________________________________________________________________
City: ________________________________________ State: __________________ Zip code: ___________________________
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