1. Name and address of applicant: _____________________________________________________________________________________________
__________________________________________________________________________________________________________________________
2. Form of business: q Individual q Corporation q Partnership q LLC q Other ____________________________
3. Interest of applicant: q Owner q Contractor q Tenant q Other _________________________________________________
4. Phone number: _____________________________ E-mail: ____________________________ Web site: _________________________________
5. Is this a single building? q Yes q No
6. Is this renovation of an existing building? q Yes q No
(If no, please complete builder’s risk application)
7. Location of project:
__________________________________________________________________________________________________________________________
__________________________________________________________________________________________________________________________
8. Description of project:
__________________________________________________________________________________________________________________________
__________________________________________________________________________________________________________________________
9. Loss history (five years):
__________________________________________________________________________________________________________________________
__________________________________________________________________________________________________________________________
__________________________________________________________________________________________________________________________
__________________________________________________________________________________________________________________________
10. Is the building currently damaged? q Yes q No
Please describe if so:
__________________________________________________________________________________________________________________________
__________________________________________________________________________________________________________________________
11. Will there be any occupants during renovation? q Yes q No
If “Yes,” please address the following:
a. Describe the occupancy ________________________________________________________________________________________________
b. The electrical system is connected to circuit breakers q True q False
c. No building has knob and tube or aluminum wiring q True q False
d. Functioning smoke/heat detectors are in all units and/or occupancies q True q False
12. Construction
 q Fire resistive/Modified fire resistive q Masonry noncombustible q Noncombustible q Joisted masonry q Frame
13. Is the building sprinklered? q Not at all q Partially q Fully
If sprinklered, will the system be operational during construction/renovations? q Yes q No
14. Protection class _____________________________
15. Existing bldg value $ _____________________Renovation value $ ________________________ (Replacement Cost with 100% co-insurance)
Please check valuation method requested on the existing building:
q Actual cash value (80% co-insurance) q Replacement cost (available only if building is 25 years or newer)
Intended type of occupancy (needed only if offering replacement cost): ___________________________________________________________
Square footage of existing bldg ________________________________ Bldg additions _____________________________________________
BUILDING RENOVATION (existing building) APPLICATION
All questions must be answered and application must be signed by applicant.
BReno-12-06
page 1 of 3
Building Renovation Product
USLI.COM
888-523-5545
16. Length of project_____________________________________________(months)
17. Deductible: q $1,000 q $2,500 q Other $______________________________________________________
18. Building age ____________________
Does the property have a historical designation? q Yes q No
19. Is the property a Brownstone and/or have any ornamental fixtures, facades, stained glass or other appointments that have special or
increased value? q Yes q No
If “Yes,” please describe: ___________________________________________________________________________________________________
Ineligible Eligible
20. Will any work be done to the structural load bearing members of the existing building? q Yes q No
21. Has any construction work started yet? q Yes q No
22. Have any tenants been evicted from the property in the past 60 days? q Yes q No
23. Has applicant or majority partner filed for bankruptcy in the past five years? q Yes q No
24. Are there any back taxes or tax liens on the property? q Yes q No
25. Does the project involve bridges, dams, tunnels, bubble buildings, green houses, waste water facilities,
26. airport hangers, silos, chemical petroleum energy, co-generation tanks or radio, TV and
communications towers? q Yes q No
27. Does insured/contractor have three years of experience in conducting renovation projects? q No q Yes
28. Does any demolition work need to be done prior to construction? q Yes q No
29. Will all windows, doors and passageways for ingress and egress to any building or portion thereof that is
occupied or undergoing renovation be fully secured and protected from all forms of unauthorized entry during
this policy period? q No q Yes
30. Cause of loss desired:
 q Basic (excluding sprinkler leakage) q Special (excluding sprinkler leakage)
Cause of loss eligibility: Basic Only Special
The building will be vacant for more than 60 days without undergoing renovation work. q True q False
Heat will be maintained to prevent all plumbing, heating and/or fire protective systems from freezing or the water
will be shut off and the pipes drained if heat is not maintained. q False q True
The building has a flat roof that has been replaced or recoated within the past 10 years or a shingled roof has
been replaced or reshingled within the past 20 years. q False q True
Plumbing is PVC or copper. q False q True
31. Is the construction site protected with a locked fence? q Yes q No
32. Is a watchman on premises 24 hours per day? q Yes q No
33. Is the building fully protected by an operational sprinkler system covering 100% of the premises? q Yes q No
34. Mortgagee/Loss Payee. List name, address and interest of each:
__________________________________________________________________________________________________________________________
__________________________________________________________________________________________________________________________
__________________________________________________________________________________________________________________________
Applicant’s Warranty Statement: The undersigned represents to the best of his/her knowledge and belief the particulars and
statements set forth are true and agree that those particulars and statements are material to the acceptance of the risk assumed by the
Company. The undersigned further declares that any claim, incident or event taking place prior to the effective date of the insurance
applied for which may render inaccurate, untrue, or incomplete any statement made will immediately be reported in writing to the
Company and the Company may withdraw or modify any outstanding quotations and/or authorization or agreement to bind the
insurance. The signing of the Application does not bind the undersigned to purchase the insurance, nor does the review of the
Application bind the Company to issue a policy. It is understood the Company is relying on the Application in the event the Policy is
issued. It is agreed that this Application, including any material submitted therewith, shall be the basis of the contract should a policy be
issued, and may be attached to and become part of the policy.
Virginia Notice: Statements in the application shall be deemed the insured’s representations. A statement made in the application or in any
affidavit made before or after a loss under the policy will not be deemed material or invalidate coverage unless it is clearly proven that such
statement was material to the risk when assumed and was untrue.
BReno-12-06 - United States Liability Insurance Group
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Minnesota Notice: The clause “and/or authorization or agreement to bind the insurance.” is replaced with “Authorization or agreement to bind
the insurance may be withdrawn or modified based on changes to the information contained in this application prior to the effective date of
the insurance applied for that may render inaccurate, untrue or incomplete any statement made with a minimum of 10 days notice given to the
insured prior to the effective date of cancellation when the contract has been in effect for less than 90 days or is being canceled for
nonpayment of premium.
Colorado Fraud Statement: It is unlawful to knowingly provide false, incomplete, or misleading facts or information to an insurance company
for the purpose of defrauding or attempting to defraud the company. Penalties may include imprisonment, fines, denial of insurance, and civil
damages. Any insurance company or agent of an insurance company who knowingly provides false, incomplete, or misleading facts or
information to a policyholder or claimant for the purpose of defrauding or attempting to defraud the policyholder or claimant with regard to a
settlement or award payable from insurance proceeds shall be reported to the Colorado division of insurance within the department of
regulatory agencies.
District of Columbia Fraud Statement: WARNING: It is a crime to provide false or misleading information to an insurer for the purpose of
defrauding the insurer or any other person. Penalties include imprisonment and/or fines. In addition, an insurer may deny insurance benefits if
false information materially related to a claim was provided by the applicant.
Florida Fraud Statement: You are agreeing to place coverage in the surplus lines market. Superior coverage may be available in the
admitted market and at a lesser cost. Persons insured by surplus lines carriers are not protected under the Florida Insurance Guaranty Act with
respect to any right of recovery for the obligation of an insolvent unlicensed insurer.
Kentucky Fraud Statement: Any person who knowingly and with intent to defraud any insurance company or other person files an application
for insurance containing any materially false information or conceals, for the purpose of misleading, information concerning any fact material
thereto commits a fraudulent insurance act, which is a crime.
Maine and Washington Fraud Statement: It is a crime to knowingly provide false, incomplete or misleading information to an insurance
company for the purpose of defrauding the company. Penalties may include imprisonment, fines or a denial of insurance benefits.
New Jersey Fraud Statement: Any person who includes any false or misleading information on an application for an insurance policy is
subject to criminal and civil penalties.
New York Fraud Statement: Any person who knowingly and with intent to defraud any insurance company or other person files an application
for insurance or statement of claim containing any materially false information, or conceals for the purpose of misleading, information
concerning any fact material thereto, commits a fraudulent insurance act, which is a crime and shall also be subject to a civil penalty not to
exceed five thousand dollars and the stated value of the claim for each such violation.
Ohio Fraud Statement: Any person who, with intent to defraud or knowing that he is facilitating a fraud against an insurer, submits an
application or files a claim containing a false or deceptive statement is guilty of insurance fraud.
Oklahoma Fraud Statement: WARNING: Any person who knowingly, and with intent to injure, defraud or deceive any insurer, makes any
claim for the proceeds of an insurance policy containing any false, incomplete or misleading information is guilty of a felony.
Pennsylvania Fraud Statement: Any person who knowingly and with intent to defraud any insurance company or other person files an
application for insurance or statement of claim containing any materially false information or conceals for the purpose of misleading, information
concerning any fact material thereto commits a fraudulent insurance act, which is a crime and subjects such person to criminal and civil
penalties.
Tennessee and Virginia Fraud Statement: It is a crime to knowingly provide false, incomplete or misleading information to an insurance
company for the purpose of defrauding the company. Penalties include imprisonment, fines and denial of insurance benefits.
Fraud Statement (All Other States): Any person who knowingly presents a false or fraudulent claim for
payment of a loss or benefit or knowingly presents false information in an application for insurance may be
guilty of a crime and may be subject to fines and confinement in prison.
Applicant’s signature: ____________________________________________ Title: _______________________ Date: _____________________
(Owner, Principal, or Partner)
Broker’s signature: _______________________________________________ Date: _____________________________________________________
Address: ______________________________________________________________________________________________________________________
Some states require that we have the name and address of your (insured’s) authorized agent or broker.
Name of authorized agent or broker: _____________________________________________________________________________________________
Address: ______________________________________________________________________________________________________________________
Mail completed application through local agent or broker to: _________________________________________________________________________
BReno-12-06 - United States Liability Insurance Group
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