DPL-F-14100 Rev. 04-15
© 2015 The Travelers Indemnity Company. All rights reserved. Page 1 of 6
DESIGN PROFESSIONALS LIABILITY COVERAGE
APPLICATION
Travelers Casualty and Surety Company of America
THE INFORMATION BEING REQUESTED IS FOR A CLAIMSMADE POLICY. IF ISSUED, THE
POLICY WILL APPLY ONLY TO CLAIMS FIRST MADE OR DEEMED MADE DURING THE
POLICY PERIOD OR ANY APPLICABLE EXTENDED REPORTING PERIOD. THE LIMIT OF
LIABILITY AVAILABLE TO PAY CLAIMS WILL BE REDUCED AND MAY BE EXHAUSTED BY
THE AMOUNTS PAID AS DEFENSE EXPENSES. THE DEDUCTIBLE WILL APPLY TO DEFENSE
EXPENSES.
IMPORTANT NOTENEW YORK: DEFENSE EXPENSES WILL REDUCE UP TO 50% OF THE
LIMIT OF LIABILITY, AND MAY BE APPLIED TO UP TO 50% OF THE DEDUCTIBLE.
Answer each question on behalf of all entities seeking insurance coverage, unless specifically requested otherwise.
An Additional Information section is provided at the end of this document for any information that exceeds the space provided.
GENERAL INFORMATION
Proposed Named Insured:
Today's Date:
"Trade" or "Doing Business As" Name(s):
Mailing Address:
Street:
City: State: Zip Code:
Physical Address (if different):
Street:
City: State: Zip Code:
Primary Contact Name and Title:
Telephone Number:
Email Address:
Web Address:
Type of Legal Entity:
Individual General Partnership Limited Partnership
Corporation Limited Liability Company Other:
Proposed Effective Date (mm/dd/yyyy):
Date Business Started:
APPLICANT INFORMATION
1. Indicate number of firm personnel:
Number of
Full-Time
Staff
Number of
Part-Time
Staff
Number of Registered Architects,
Landscape Architects, Land
Surveyors, and Licensed Engineers
Number Who Attended Training or a
Seminar on Professional Liability Risk
Management in the Past 12 Months
Princi
p
als/Mana
g
emen
t
Em
p
lo
y
ees
DPL-F-14100 Rev. 04-15
© 2015 The Travelers Indemnity Company. All rights reserved. Page 2 of 6
NEW FIRMS WITH NO HISTORICAL DATA SHOULD COMPLETE ALL QUESTIONS BASED UPON PROJECTIONS FOR THE
FIRST YEAR IN BUSINESS
2. Indicate annual gross billings:
Most Recently
Completed Fiscal Year:
/ to /
MO/YR MO/YR
One Fiscal Year
Prior:
/ to /
MO/YR MO/YR
Two Fiscal Years
Prior:
/ to /
MO/YR MO/YR
Next 12 Months
Projected:
/ to /
MO/YR MO/YR
Billings Passed to Sub
consultants Carrying Their Own
Professional Liability Insurance
$ $ $ $
A
ll Other Annual Billin
g
s* $ $ $ $
Total Annual Gross Billin
g
s $ $ $ $
*Billings for non-professional services or expenses that are reimbursed under the terms of your client contract should not be included.
3. What percentage of annual gross billings from the most recently completed fiscal year were derived
from contracts solely related to feasibility studies, master planning, reports, opinions, non-structural
interior design, or forensic engineering?
%
4. Provide the percentage of annual gross billings for the most recently completed fiscal year attributable to the following
disciplines, excluding billings to subconsultants. For unlicensed construction and design consultants, such as
acoustical consultants, please specify your discipline in “Other”.
Discipline
% Of Annual
Gross Billings
Discipline
% Of Annual
Gross Billings
Ag
enc
y
Construction Mana
g
er % Interior Desi
g
ner %
Architect % Landscape Architect
%
Civil En
g
ineer % Land Surve
or %
Electrical En
g
ineer % Mechanical En
g
ineer %
Environmental Consultant* % Process En
g
ineer %
Forensic En
g
ineer % Structural En
g
ineer %
Geotechnical En
g
ineer % Other
(p
lease s
p
ecif
y)
: %
*Complete the Environmental Additional Information Request
5. Provide the percentage of annual gross billings for the most recently completed fiscal year derived from each of the
following project types. Please use whole numbers only.
Project Type
% Of
Annual
Gross
Billings
Project Type
% Of
Annual
Gross
Billings
A
irports % Military Facilities
%
A
musement Parks/Zoos % Mines/Quarries
%
Apartments (do not include condominiums
or cooperatives)
% Museums/Libraries
%
A
sbestos/Mold/Radon/Lead Abatemen
t
% Nuclear Facilities
%
Bridges (spans < 500 ft.) % Parking Garages
%
Bridges (spans > 500 ft.) %
Parks/Playgrounds/Sports
%
Building Façade Restoration
/
Inspection % Power Generation/Distribution %
Civil/Site Development
Non-Residential % Public Safety/Police/Fire Stations %
Civil/Site Development - Residential % Refinery/Petrochemical %
Commercial/Office/Retail/Banks (>15 stories) % Religious Facilities %
Commercial/Office/Retail/Banks (<15 stories) % Roads/Highways %
Condominiums
Commercial % Single Family Homes %
Condominiums
Residential % Stadiums/Arenas/Convention Centers %
DPL-F-14100 Rev. 04-15
© 2015 The Travelers Indemnity Company. All rights reserved. Page 3 of 6
Project Type
% Of
Annual
Gross
Billings Project Type
% Of
Annual
Gross
Billings
Cooperatives
Residential % Swimming Pools %
Education/Schools % Telecommunications/Cabling %
Harbors/Piers/Ports % Townhouses %
Hospitals/Healthcare/Assisted Living Facilities % Toxic/Hazardous Waste Sites %
Hotels/Motels % Tunnels/Dams/Levees %
Industrial/Manufacturin
g
% Under
g
round Stora
g
e Tanks %
Jails/Prisons/Detention Centers % Water/Sewer Pipelines %
Judicial Courts %
Water/Wastewater Treatment
Plants/Facilities - Industrial
%
Laboratories/Clean Rooms
%
Water/Wastewater Treatment
Plants/Facilities
Municipal
%
Landfills % Other (please specify): %
6. Has the applicant firm, any subsidiary, or any predecessor rendered services in the past 3 years, or
do they expect to render services in the next 12 months, for any project where all or a portion of the
project is currently titled, or is expected to be sold, under a condominium or cooperative form of
ownership? (Note: Do not include
services provided for the owner of a single condominium
or co-op unit) ................................................................................................................................................
Yes No
If yes, please provide the firm’s total gross annual billings derived from condominium
and cooperative projects below. Include 100% of the billings for projects where all or a portion of the
project is currently titled, or expected to be sold, under a condominium or cooperative form of ownership.
Most Recently
Completed Fiscal Year:
/ to /
MO/YR MO/YR
One Fiscal Year
Prior:
/ to /
MO/YR MO/YR
Two Fiscal Years
Prior:
/ to /
MO/YR MO/YR
Next 12 Months
Projected:
/ to /
MO/YR MO/YR
Condominium Pro
j
ects $ $ $ $
Coo
p
erative Pro
j
ects $ $ $ $
7. For the five largest projects based on construction value over the past three years, provide:
Project Name Location Services Rendered Project Type
Construction
Value
Fees
Billed
$ $
$ $
$ $
$ $
$ $
8. In the most recently completed fiscal year, what percentage of your annual gross billings were derived from the
following clients:
Firm’s Client
% Of Annual
Gross Billings
Firm’s Client
% Of Annual
Gross Billings
Contractors
% Private Owners
%
Design Professionals
% State or Local Governments
%
Developers
%
Other(please specify):
%
DPL-F-14100 Rev. 04-15
© 2015 The Travelers Indemnity Company. All rights reserved. Page 4 of 6
Federal Government
%
Other(please specify):
%
Non-Profit Entities
% Total 100%
9. What percentage of annual gross billings from the most recently completed fiscal year were derived fro
m
re
p
eat clients?
%
10. Is more than 50% of annual gross billings from the most recently completed fiscal year derived
from one client? ..........................................................................................................................................
Yes No
If yes, please provide details in the Additional Information section at the end of this application.
11. What percentage of annual gross billings from the most recently completed fiscal year were
derived from projects located outside the U.S., its territories, or possessions ?
%
Provide the following for the three largest current or proposed foreign projects:
Project Name Location Services Rendered Project Type
Construction
Value
Fees
Billed
$ $
$ $
$ $
12. Is the firm, or any parent, subsidiary, or other related organization domiciled outside of the U.S.,
its territories, or possessions? ....................................................................................................................
Yes No
13. Does any partner, principal, member, officer, director, shareholder, or immediate family member have
an ownership interest in any entity for whom professional services are rendered? ...................................
Yes No
If yes, please provide details in the Additional Information section at the end of this application.
14. Is the firm or any parent, subsidiary, or other related organization engaged in any of the following:
a. Actual construction, fabrication, installation, or erection? ...................................................................
Yes No
b. Real estate development? ..................................................................................................................
Yes No
c. Designing, manufacturing, selling, leasing, or distributing any other product, process, or
patented design? ...................................................................................................................................
Yes No
If yes to any of the above, please attach sample contracts and provide details, including relationships,
description of services rendered, construction values, and fees received in the Additional Information
section at the end of this application.
15. Does the firm or any parent, subsidiary, or other related organization ever have single-point
responsibility for both the design and construction of a project? ...............................................................
Yes No
If yes, please complete the Design/Build Additional Information Request.
16. Has the firm or any subsidiary or predecessor firm ever filed for, or been in, receivership or bankruptcy? Yes No
If yes, please provide details in the Additional Information section at the end of this application.
RISK MANAGEMENT
17. For all contracts used in the most recently completed fiscal year, provide the breakdown of contracts used by type:
Type Of Contract % All Contracts Type Of Contract % All Contracts
Professional Association Contract % Letter of A
g
reemen
t
%
Client Drafted Contrac
t
% Verbal A
g
reement %
Purchase Order % Other
(p
lease s
p
ecif
y)
: %
Firm’s Drafted Contrac
t
% Total 100%
18. Is a limitation of liability provision incorporated into contracts and agreements? ...................................... Yes No
If yes, what percentage of contracts contain a limitation of liability clause less than or equal to $250,000?
%
19. Provide the breakdown of design services based on annual gross billings from the most recently
completed fiscal year:
a. Percentage with construction observation:
%
b. Percenta
g
e without construction observation:
%
DPL-F-14100 Rev. 04-15
© 2015 The Travelers Indemnity Company. All rights reserved. Page 5 of 6
20. Do you use a written contract with all subconsultants? .............................................................................. Yes No
If no, please explain:
21. What percentage of your accounts receivable are more than 90 days past due?
%
22. In the past three years has any suit been brought against any client to collect fees? ............................... Yes No
If yes, please provide details including date of suit, circumstances, amount of fees, and whether or not
any counter-suits or allegations were made or brought in the Additional Information section at the end of
this application.
PRIOR INSURANCE AND CLAIM HISTORY
23. Has any claim involving professional services been made against any of the following during the past
five years (ten years if gross annual billings are greater than $5 million), or earlier if still pending:
a. You, your firm, or any member of your firm? .......................................................................................
Yes No
b. Any predecessor firm? .........................................................................................................................
Yes No
c. Any former member of your firm or a predecessor firm for professional services while a
member of such firm? ..........................................................................................................................
Yes No
24. Do you or any person seeking coverage under this proposed policy have knowledge of any incident,
act, error, or omission involving professional services that could reasonably be expected to be the
basis of a claim? .........................................................................................................................................
Yes No
If yes to any part of question 23 or 24, please complete a Claim, Suit, or Incident Additional Information
Request for each claim, incident, act, error, or omission.
ATTACH A COPY OF THE FIRM’S PROFESSIONAL LIABILITY LOSS RUNS FOR THE PAST FIVE YEARS
(TEN YEARS IF GROSS ANNUAL BILLINGS EXCEED $5 MILLION)
25. Complete the following chart for professional liability insurance coverage carried during the past five years:
(Check here if none:
)
Carrier Policy Period
Per Claim Limit
Of Liability
Aggregate Limit
of Liability
Deductible
Amount Premium
Retroactive
Date
Current year to $ $ $ $
Prior Year 1 to $ $ $ $
Prior Year 2 to $ $ $ $
Prior Year 3 to $ $ $ $
Prior Year 4 to $ $ $ $
26. Provide the following for general liability insurance coverage currently in force (Check here if none ):
Carrier Policy Expiration Limits of Liability
$
27. Has any person or entity seeking professional liability insurance ever been declined or had
such insurance nonrenewed or cancelled, including for nonpayment of premium?
(Missouri applicants: Do not complete) ......................................................................................................
Yes No
If yes, please provide details in the Additional Information section at the end of this application.
COMPENSATION NOTICE
Important Notice Regarding Compensation Disclosure
For information about how Travelers compensates independent agents, brokers, or other insurance producers, visit this
website:
http://www.travelers.com/w3c/legal/Producer_Compensation_Disclosure.html
If you prefer, you can call the following toll-free number: 1-866-904-8348. Or you can write to us at Travelers, Agency
Compensation, One Tower Square, Hartford, CT 06183.
This application, including any material submitted in conjunction with this application or any renewal of any policy issued,
does not amend the provisions or coverages of any insurance policy or bond issued by Travelers. It is not a
DPL-F-14100 Rev. 04-15
© 2015 The Travelers Indemnity Company. All rights reserved. Page 6 of 6
representation that coverage does or does not exist for any particular claim or loss under any such policy or bond.
Coverage depends on the facts and circumstances involved in the claim or loss, all applicable policy or bond provisions,
and any applicable law. Availability of coverage referenced in this document can depend on underwriting qualifications
and state regulations.
FRAUD WARNINGS
ALABAMA, ARKANSAS, DISTRICT OF COLUMBIA, MARYLAND, NEW MEXICO, AND RHODE ISLAND: Any person who
knowingly (or willfully in MD) presents a false or fraudulent claim for payment of a loss or benefit or who knowingly (or willfully in MD)
presents false information in an application for insurance is guilty of a crime and may be subject to fines and confinement in prison.
COLORADO: It is unlawful to knowingly provide false, incomplete, or misleading facts or information to an insurance company for the
purpose of defrauding or attempting to defraud the company. Penalties may include imprisonment, fines, denial of insurance, and civil
damages. Any insurance company or agent of an insurance company who knowingly provides false, incomplete, or misleading facts or
information to a policyholder or claimant for the purpose of defrauding or attempting to defraud the policyholder or claimant with regard
to a settlement or award payable from insurance proceeds shall be reported to the Colorado Division of Insurance within the
Department of Regulatory Agencies.
FLORIDA: Any person who knowingly and with intent to injure, defraud, or deceive any insurer files a statement of claim or an
application containing any false, incomplete, or misleading information is guilty of a felony of the third degree.
KENTUCKY, NEW JERSEY, NEW YORK, OHIO, AND PENNSYLVANIA: Any person who knowingly and with intent to defraud any
insurance company or other person files an application for insurance or statement of claim containing any materially false information or
conceals for the purpose of misleading, information concerning any fact material thereto commits a fraudulent insurance act, which is a
crime and subjects such person to criminal and civil penalties. (In New York, the civil penalty is not to exceed five thousand dollars
($5,000) and the stated value of the claim for each such violation.)
LOUISIANA, MAINE, TENNESSEE, VIRGINIA, AND WASHINGTON: It is a crime to knowingly provide false, incomplete, or
misleading information to an insurance company for the purpose of defrauding the company. Penalties include imprisonment, fines,
and denial of insurance benefits.
OREGON: Any person who knowingly presents a false or fraudulent claim for payment of a loss or benefit or who knowingly presents
false information in an application for insurance may be guilty of a crime and may be subject to fines and confinement in prison.
SIGNATURES
I declare that I have examined this application and accompanying supplements and materials, and to the best of my
knowledge and belief, after reasonable inquiry, they are true, correct, and complete, and may be relied upon by Travelers.
I understand that if any of this information changes prior to the issuance of the insurance applied for that I am obligated to
notify Travelers of such changes and that Travelers may modify or withdraw any proposal for insurance. Travelers is
authorized to make inquiry in connection with this application.
Authorized Representative Signature:*
(Principal, Officer, or Shareholder)
x
Authorized Representative Name - Printed: Date (mm/dd/yyyy):
Producer Signature:**
x
State Producer License No.: Date (mm/dd/yyyy):
Agency:
Agency Contact:
Agency Phone Number:
* If you are electronically submitting this document, apply your electronic signature to this form by checking the Electronic Signature and
Acceptance box below. By doing so, you agree that your use of a key pad, mouse, or other device to check the Electronic Signature and
Acceptance box constitutes your signature, acceptance, and agreement as if actually signed by you in writing and has the same force
and effect as a signature affixed by hand.
Electronic Signature and Acceptance – Authorized Representative
Electronic Signature and Acceptance – Producer
**Producer information only required in Florida and Iowa.
ADDITIONAL INFORMATION
This area may be used to provide additional information to any question. Reference the question number.