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s proposal must be completed in ink or typed and signed. If more than one Premises is to be covered, a
proposal form is required for each and every location.
Proposed Effective Date: Policy Number:
Billing Type: Agency Bill: Direct Bill:
Number of Installments: (1 Pay, 2 Pay, 4 Pay, 8 Pay and 10 Pay)
1. GENERAL INFORMATION:
a. Our firm or Corporation name is:
b. The names of individual members of our firm or officers of our corporation are:
c. Our premises are located at:
d. How long has this corporation been in business: Years at this location: Elsewhere:
e. List the names and addresses of any other Jewelry business or locations owned or managed by the named
Principals and or offers
f. Contact Information
1. Name
2. Phone Number
3. Email Address:
4. Website:
2. NATURE OF BUSINESS BASED ON SALES:
% Manufacturing % Wholesale % Retail % Pawn broking
% Contr
acting % Other (explain)
3. EM
PLOYEES: a. how many employees do you have?
b. What is the least number of employees, officers or owners usually on your premises at any
one time during normal business hours, or when opening and closing for business?
4. Previous Insurance and past loss experience (for a minimum of at least the prior 5 year period)
Prior Carrier
Premium
Date of Loss
Amount of
Loss
Nature of Loss
$
$
$
$
$
$
$
$
$
$
If you have answered yes to losses, please explain what preventative measures have been taken to prevent future losses.
5. Has any insurer ever canceled or refused to issue or continue any insurance for you?
Yes No If “Yes”, give particulars:
Jewelers'Block'Insurance'Application'
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6. MEMBERSHIPS: Are you a member of: JSA:
Yes No JA: Yes No
AGS:
Yes No AGTA: Yes No
7. PREMISES PROTECTION
a. ELECTRICAL BURGLAR ALARM SYSTEMS
(1) Are the premises protected by an operating burglar alarm system when closed for business?
Yes No
(2) Where is it monitored?
Central Station Police Station Local
(3) a. How is the alarm signal transmitted to the monitoring station?
Derived Channel Multiplex Direct Wire Digital Communicator
Two-way radio One-way radio Internet Cellular
b. What is the backup method?
Derived Channel Multiplex Direct Wire Digital Communicator
Two-way radio One-way radio Internet Cellular
Line Security (if yes, Grade)
Polling Interval in Seconds:
4) Name of the company providing the alarm service is:
(a) Is the premises alarm company a U/L listed service company? Yes No
UL Certificate number:
Extent of Protection (1, 2, 3, 4):
Alarm investigation response time:
Expiration date of UL Certificate:
(5) Does the described premises have a motion detection alarm? Yes No
Does it cover the safe / vault area?
Yes No
(6) Does the described premises have a hold-up alarm system?
Yes No
If “Yes", how many hold-up buttons:
(7) Indicate the kind of surveillance system used at the described premises:
Cameras CCTV with Monitors CCTV with VCR / DVR Interface with the Internet
Other:
(8) Other protective measures not shown above:
Security Guard Armed Guard Locked Buzzer Door Entry Bullet Resistant Windows
Other:
8. SAFES AND VAULTS
A. Description of Safe or Vault:
1
2
3
4
1. Manufacturer
2. Rating
3. Combination Lock
Yes No
Yes No
Yes No
Yes No
4. Key Lock
Yes No
Yes No
Yes No
Yes No
B. Protective Devices
Yes No
Yes No
Yes No
Yes No
Yes No
Yes No
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C. Electrical Burglar Alarm
1. Protecting
Company
2. Where is it
Monitored
Central Station
Central Station
Central Station
Central Station
Police Station
Police Station
Police Station
Police Station
Local
Local
Local
Local
3. Type of
Protection
Complete
Complete
Complete
Complete
Partial
Partial
Partial
Partial
4. Grade
Certification
5. UL Certificate
Number
6. Expiration Date
7. Percent of value
in safe
9. WARRANTIES AS TO PROPERTY INSURED DURING TERM OF INSU$RANCE AT ALL TIMES WHEN
PREMISES ARE CLOSED: (this section refers only to property described in Section 3 of this Policy)
a. The proportion by value of property on premises kept in Locked Safes and Vaults protected as indicated under 8b
will be:
%
or 8b and 8c (1) will be:
%
or 8b and 8c will be:
%
or 8c (3) will be:
%
b. The proportion by value of property on premises kept in other locked safes and vaults
will be:
%
Total Out of Safe Limit: $
, maximum per item limit of $
c. The proportion by value of property on premises (including window displays) out of safes
and vaults will be:
%
d. The proportion by value of property kept in Safe Deposit Vault or Bank, Trust or Safe
Deposit Company will be:
%
e. Name and address of Safe Deposit vault:
10. BOOKKEEPING: Do you take a complete physical inventory:
Yes No If “Yes”, how often:
Inventory Method Manual - Do you keep a back-up copy offsite Yes No
Computerized - Do you keep an electronic back-up copy offsite Yes No
11. INVENTORIES of all Property Wherever located: (please give exact figures if at all possible)
a. The last merchandise inventory was taken on
, and was (approx.)
b. The previous merchandise inventory taken at least 6 months prior was taken on
, and was
(approx)
c. The maximum amount of our stock during the past 12 months did not excess (approx.)
d. During the past 12 months, the estimated daily amount of other people’s property in our custody
was:
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12. BREAKDOWN OF INVENTORY: based on most recent inventory (estimated)
a. Loose diamonds and other precious stones:
%
b. Unset semi-precious or imitation stones:
%
c. Pearls (natural or cultured):
%
d. Jewelry mounted with diamonds or other precious stones:
%
e. Jewelry mounted with semi-precious stones, or gold jewelry:
%
f. Watches, watchcases, etc.
%
g. Jewelry samples (brass or imitation jewelry)
%
h. Other (specify)
%
Approximate value of average item in inventory: $
Approximate maximum value of item in inventory: $
13. PROPERTY OTHER THAN STOCK AND OTHER PEOPLE’S GOODS.
The actual cash value (cost to replace with material of like kind and quality, less depreciation) of
Property on which Insurance has been requested is estimated by us to be: $
Furniture, fixtures, tools, machinery and fittings: $
Tenant’s Improvements and Betterments to Buildings: $
14. DESCRIPTION OF PREMISES:
a. The usual business days and hours are:
b. The number of entrances: open to the general public is:
not open to the general public is:
d. The number of inside show cases are:
1) Are they equipped with locks: Yes No
2) Describe locks
Self-locking Snap Locks Key locks Other:
3) Are show cases kept locked during business hours except when the contents are actually being removed or
replaced?
Yes No
4) How are the show case tops secured?
e. Is the premises shared with others? Yes No
If “Yes”, with whom:
15. PROPERTY OUTSIDE OF OUR PREMISES AS SET FORTH IN QUESTION 1C DURING THE
LAST 12 MONTHS:
a. In the custody or control of the Proposer, Employees, Members of the Firm or Officers of the
Corporation or Salespeople:
(1) In cities or towns in which the Proposer’s premises are situated
Name
Average
days away
Average amount
carried
Maximum Amount
carried
$
$
$
$
$
$
$
$
$
$
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(2) Elsewhere in the United States, the District of Columbia, Canada and Puerto Rico
Name
Average
days away
Average amount
carried
Maximum Amount
carried
$
$
$
$
$
$
$
$
$
$
(3) Commissioned Salespeople
Name
Average
days away
Average amount
carried
Maximum Amount
carried
$
$
$
$
$
$
$
$
$
$
(4) Elsewhere
Name
Countries
Average
days away
Average amount
carried
Maximum Amount
carried
$
$
$
$
$
$
$
$
$
$
b. Names and home addresses of the Principals, Employees, Members of the Firm or Officers of the Corporation, or
Salespeople who may have property in excess of $5,000 in their custody or control outside of the Proposer’s premises:
Names of any and all employees
automatically covered
Home Address
c. THE ESTIMATED AVERAGE DAILY AMOUNT OF PROPERTY IN THE CUSTODY OR
CONTROL OF OTHERS such as U.S. Customs, appraisers’ stores, custom house brokers, repairers, processors,
polishers, setters, or on approval, consignment, or memorandum (excluding commissioned salespeople) $
16. WARRANTIES AS TO PROPERTY ON DISPLAY IN SHOW WINDOW(S) AT PREMISES
(INCLUDING OUTSIDE SHOWCASE DISPLAY ON PREMISES) OCCUPIED BY PROPOSER.
Note: Property displayed in show windows, and in show cases not opening into the interior of the
premises, is considered “Protected” only when it is displayed behind swinging plate glass (or its
equivalent) secondary to window-pane or behind metal bars or grille entirely across the window or
showcase, or behind shatterproof (laminated or plastic) glass or in a showcase within the window.
Taped windows are NOT considered protected.
a. Number of show windows (opening in to the interior of the premises):
How many are protected against window smashing, and how:
Number of outside showcases:
Describe cases and location:
How are they protected against forcible entry?
b. Limit of Liability to apply (These values are Limits, not warranties.)
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When premises open for business
When premises closed for business
Protected
Unprotected
Protected
Unprotected
In any one show window
$
$
$
$
In any one outside
showcase
$
$
$
$
In all windows and
outside showcases
$
$
$
$
17. SHOW CASE AND SHOW WINDOW DISPLAYS OF PROPOSER NOT AT PREMISES
OCCUPIED BY PROPOSER.
If the proposer desires insurance on property displayed in show cases or show windows in building lobby or
elsewhere than at premises occupied by proposer, furnish full particulars of each display:
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18. AMOUNTS OF INSURANCE DESIRED AT THE DESCRIBED PREMISES:
The maximum liability of the Company resulting from any one loss, disaster or casualty is limited to:
Coverage Element
Limit of Liability
Deductible
a.1. On stock at the proposer’s Premises (including other
peoples goods)
$_______________
$_______________
a.2. Giftware included within Premises Limit of Liability
(Include description of items within inventory per question
12.h.)
$_______________
$_______________
b. Peak Season Increase:
b.1. Peak Season Increase:
From
To
b.2. Peak Season Increase:
$_______________
$_______________
From
To
$_______________
$_______________
c. On Money in Locked Safe(s) at proposer’s premises
against Theft by safe being broken open
$_______________
$_______________
d. On Patterns, Molds, Models and Dies
$_______________
$_______________
e. On Furniture, Fixtures, Tools, Machinery and Fittings at
Proposer’s premises
$_______________
$_______________
f. On Tennant’s interest in Improvements and Betterments
to Building(s)
$_______________
$_______________
19. AMOUNTS OF ALL INSURANCE DESIRED OFF PREMISES:
The maximum liability of the Company resulting from any one loss, disaster or casualty is limited to:
Coverage Element
Limit of Liability
Deductible
Annual Turnover
a. In Transit by:
1. Registered Mail
$_______________
$__ZERO_______
$_______________
2. US Express Mail
$_______________
$__ZERO______ _
$_______________
3. Armored Car
$_______________
$_______________
$_______________
4. Merchants Parcel Delivery Service(Include Method,
Federal Express, Federal Express DVX/DVA, UPS, Parcel Pro)
_____________________________________________
$_______________
$_______________
$_______________
_____________________________________________
$_______________
$_______________
$_______________
_____________________________________________
$_______________
$_______________
$_______________
_____________________________________________
$_______________
$_______________
$_______________
_____________________________________________
$_______________
$_______________
$_______________
_____________________________________________
$_______________
$_______________
$_______________
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Coverage Element
Limit of Liability
Deductible
5. Property in a Safe Deposit Vault of a Bank, Trust, or Safe
Deposit Company
$_______________
$$_______________
6. Property in the custody of dealers (memorandum)
$_______________
$$_______________
7. Property in the custody of a commissioned salesperson
or selling agent
$_______________
$$_______________
8. Property in the custody of employees, officers,
principals, while away from described premises
$_______________
$$_______________
9. Increasing for:
_____________________________________________
$_______________
$$_______________
_____________________________________________
$_______________
$
$$_______________
20. Additional Insuring Agreements:
1.a. On Money/Robbery Against All Risks On Premises
$_______________
$_______________
1.b. On Money/Robbery Against All Risks Off Premises
$_______________
$_______________
2. Mysterious Disappearance
$_______________
$_______________
3. Property being Worn
On Premises Off Premises
$_______________
$_______________
4. Appraisal Liability
4.a. Covered Appraisers:
_____________________________________________
_____________________________________________
_____________________________________________
$_______________
Per Occurrence $_______________
Annual Aggregate
$_______________
5. Work or Operations
On Premises Off Premises
$_______________
Per Occurrence $_______________
Annual Aggregate
$_______________
6. Employee Dishonesty
$_______________
$_______________
21. Exhibition / Trade Shows
Show / Event
City, State, Country
Date
Limit of
Liability
Deductible
Transits
Required
Yes No
Yes No
Yes No
Yes No
Yes No
Yes No
Yes No
Yes No
If Transits are included, amount if any insured with the Shipper: $_______________
The amounts stated above are merely indications and are not to be considered as either increasing or diminishing amounts for
which the policy was issued.
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22. APPLICANTS STATEMENT AND WARRANTY
The signing and delivery of this proposal does not bind the Proposer to complete the insurance,
nor the Company(s) to issue a policy, but each answer given above shall constitute a warranty
shall a policy be issued.
However, should a policy be issued, I the undersigned, represent that the statements made in this
application and any application supplements are true, and acknowledge that the acceptance and
pricing of the policy is based on these statements.
A copy of this application and any attachments will be attached to and made part of the policy.
If I, the undersigned, have made any false statements or misrepresentations on the application,
coverage for a claim may be denied.
ANY PERSON WHO KNOWINGLY AND WITH INTENT TO DEFRAUD ANY INSURANCE COMPANY OR OTHER PERSON, FILES AN
APPLICATION FOR INSURANCE CONTAINING ANY FALSE INFORMATION, OR CONCEALS, FOR THE PURPOSE OF
MISLEADING, INFORMATION CONCERNING ANY FACT MATERIAL THERETO, COMMITS A FRAUDULENT INSURANCE ACT,
WHICH IS A FELONY
________________________________________________________________________________________ ____________________
Applicants Signature Date
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