PGB765 VA 12/2020
By texting 96932 your request for information about this offer from your wireless number, you agree to receive a one-time automated text message with a link to apply. Message and data rates may apply.
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You will earn 1.5 Reward Points (“Points”) for each dollar of eligible net purchases made with your Account within a billing cycle. Monthly net purchase points will be applied each billing cycle. Points expire ve years from the end of the quarter in
which they are earned.
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Reward points can be redeemed as a cash deposit to a checking or savings account with this Financial Institution only, which will be deposited within seven business days, or as a statement credit to your credit card account, which will be deposited
within one to two billing cycles or as a Rewards Card ($25 minimum redemption).
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“Cash Back Rewards” are the rewards you earn under the program. Cash Back Rewards are tracked as points and each point earned is equal to $0.01 when redeemed. You will earn 1 Reward Point (“Point”) for each dollar of eligible net
purchases charged to your Account during each billing cycle. You will earn additional Points as follows for each dollar of eligible net purchases at merchant locations that are classied as automated fuel dispensers and service stations or restaurants
(1 additional Point); and ofce supply stores or cell phone, landline, internet and cable TV services (2 additional Points). Ofce furniture stores, direct marketing services and printing services may not qualify as ofce supply stores. The number of
additional Points earned on ofce supply store purchases, cell phone, landline, internet and cable TV services, automated fuel dispensers, and service stations or restaurants is unlimited. Points expire ve years from the end of the quarter in which
they are earned.
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You will earn 1 Point for each dollar in eligible net purchases charged to your Account during each billing cycle. In addition, you will earn 1 additional bonus Point (for a total of 2 Points) for every dollar in eligible net purchases in your top two
highest merchant spend categories (“Highest Categories”) each billing cycle. Highest Categories can change with each billing cycle, depending on your purchase behavior during a particular billing cycle. Highest Categories automatically adjust
to reward you on where you spend the most. Some exclusions apply. Merchants are assigned codes based on what they primarily sell. Elan Financial Services cannot control how merchants choose to classify their business and reserves the right to
determine which purchases qualify. A purchase will not earn additional points if the merchant’s code is not eligible. Points expire ve years from the end of the quarter in which they are earned.
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You will earn 1 Reward Point (“Point”) for each dollar of eligible net purchases charged to your Account during each billing cycle. Points expire three years from the end of the quarter in which they are earned.
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Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardmember must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.
The creditor and issuer of these cards is Elan Financial Services, pursuant to a license from Visa U.S.A. Inc.
©2020 Elan Financial Services
Charts represent example spend/earn.
Business Credit Cards: Reward Products
SAMPLE QUARTERLY CASH
EXPENSES BACK
3% Cell Phone, Internet &
Landline Service Providers, $2,000 $60
Ofce Supply Stores
2%
Restaurants & Gas Stations $1,200 $24
1% all other Purchases $4,000 $40
Total Quarterly
Example $7,200 $124
TOTAL ANNUAL CASH BACK EXAMPLE: $496
Earn up to 3% cash back
Visa
®
Business Cash
Card
SPEND
Smart Business
Rewards Visa
®
Card
Earn 2X points in top
2 categories each month
SAMPLE QUARTERLY
EXPENSES POINTS
2X Advertising Firms $2,700 5,400
2X Construction Materials $2,700 5,400
1X all other Purchases $1,800 1,800
Total Quarterly
Example $7,200 12,600
TOTAL ANNUAL POINTS EXAMPLE: 50,400
SPEND
(redeemable for $504 cash back,
merchandise, gift cards or travel)
Whichever card you choose, you’ll enjoy:
• Visa Business Reporting
an online tool that allows you to access and track card transaction data, helping you manage
your cash flow more efficiently and make more informed decisions about your expenses.
• Zero Fraud Liability
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protects against unauthorized purchases if your card or its number is ever lost or stolen.
• Free Employee Cards
• 24/7 Account Access and Support
• Account and Transaction Notications
Visa
®
Business Real
Rewards Card
SAMPLE QUARTERLY 1.5X
EXPENSES POINTS
1.5X Cell Phone Purchases $900 1,350
1.5X Home Utilities $1,100 1,650
1.5X Supermarket Purchases $1,200 1,800
1.5X all other Purchases $4,000 6,000
Total Quarterly
Example $7,200 10,800
TOTAL ANNUAL POINTS EXAMPLE: 43,200
SPEND
(redeemable for $432 cash back,
merchandise, gift cards or travel)
Earn 1.5X points
with no limits
FOR MORE INFORMATION, PLEASE CONTACT:
Representative Name:
Phone Number:
Email Address:
APPLY NOW ON YOUR DEVICE:
Text this code to 96932 for an application link
